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What is the role of IFA? Independent Financial Advisers should provide independent financial advice on your pensions savings, investments and equity release on your property if you need some cash later in life. The is an argument that everyone needs an IPA. They can become your personal 'go to' stockbroker and general financial fixer. That is why I would suggest they you find one in or around Spratton or at least within Northamptonshire. I would not recommend one miles away or never answered the phone. Another good way is personal recommendation. Ask a friend. Your IFA will be an important person in your life. You need to get them right!
How do IFA make money? Some IFAs are on commission and others charge. Many people believe that if they are to be truly 'independent' they should not have a financial relationship with the funds that they recommend their clients to invest - as their advice will be biased in favour of the funds which pay them the best commission. The way to avoid this is to ask them and then pay them a fee for their financial advice.
How do I find an IFA? Have a look below at the list of IFAs around Spratton. They are reviewed. Personally I would create a shortlist and simply visit them personally. There is nothing like knowing your IFA. That is the advantage of having a local one
Catherine House, Harborough Rd, Brixworth, Northampton NN6 9BX, UK – 0345 365 0125
I am delighted with the services that David and Jack Mason have provided. I had no experience of investments and their advice was so professional and helpful. I really appreciate the annual reviews in which they not only make recommendations, but also explain the rationale behind the advice. I am so confident in their knowledge and ability that I have recently moved further funds from savings accounts to St. James's Place. I cannot recommend them highly enough.
Very helpful and informative service. Couldn't recommend enough.
8 Court House Cl, Creaton, Northampton NN6 8NP, UK – 01604 505662
9 Spring Hill Farm, Harborough Road, Pitsford NN6 9AA, UK – 01604 889073